Business Owner's Policy in Ohio
Simplify Your Coverage with a BOP
A Business Owner's Policy combines general liability and commercial property in one package for small and midsize businesses across Blue Ash, Cincinnati, Mason, and West Chester. Kyler-Moore Insurance sets up BOP insurance in Cincinnati so you have broad protection and one renewal date.
What is a Business Owner's Policy
A BOP brings the right pieces together for shops in Kenwood, restaurants near Hyde Park, and contractors in West Chester. One policy and one premium can be easier to manage for busy owners.
What a BOP Includes
General Liability
Covers third party injuries, property damage, and certain personal or advertising injury.
Commercial Property
Insures your building if owned and your business contents, equipment, and inventory.
Business Interruption
Helps replace income and pay ongoing expenses if a covered loss shuts your doors.
Extra Endorsements
Add data breach, equipment breakdown, or crime coverage as needed for your operation.
Insurance Done Differently
Who Is Eligible for a BOP
Most retail stores, professional offices, small wholesalers, restaurants within size limits, and many contractor classes may qualify. If your operation does not fit BOP rules, Kyler-Moore Insurance builds a custom package with separate liability and property policies.
Why a BOP Can Save You Money?
Broad Protection
One policy helps avoid gaps that happen when pieces are added later.
Easy Management
One renewal and one bill. We update coverage when you add vehicles, hire staff, or expand locations.
BOP vs Other Policies
BOP vs Commercial Package
Larger or higher risk firms may need a custom package instead of a BOP. We will advise the best fit.
BOP Plus
Add commercial auto, workers comp, and umbrella for a full program.
Frequently Asked Questions About Medicare
BOP FAQs
Can I include professional liability or workers comp?
These are separate policies. We coordinate them alongside your BOP.
What does a typical BOP cost?
Costs vary by industry and limits. Small offices can be a few hundred per year while restaurants are higher. Quotes are fast.
Does a BOP cover inventory theft?
Yes, under property coverage up to your chosen limit. Tell us about seasonal spikes.
Can a home based business get a BOP?
Some can. Others use a home business endorsement or a small property and GL combo.
Take the First Step Today
Get Your BOP Quote
Fast, Free Quotes
Start online or call-our team will follow up quickly with competitive options.
